# Product Utilities

#### 1. Purchasing Credits at a Discounted Rate

When users purchase platform credits using $VERTAI instead of fiat, they receive a 15% discount at checkout, making token usage a more cost-effective option for active participants. The discount is applied immediately at the time of purchase, offering users a direct incentive to use the token rather than traditional payment methods. The token amount required is calculated based on the real-time USD value of $VERTAI at the time of the transaction. Once purchased, credits maintain their USD-equivalent value within the platform and are consumed as users access services.

#### 2. Staking $VERTAI for Platform Credits

Users can stake $VERTAI to receive platform credits that can be spend to consume, finetune or host AI models on the platform. All tokens staked will have a set annual percentage yield (% APY) in non-transferable platform credits, paid out every month. The APY can vary day by day and will be set for the lock-up period on the day that the tokens are locked.

<table data-header-hidden><thead><tr><th width="223.578125"></th><th></th></tr></thead><tbody><tr><td><strong>Feature</strong></td><td><strong>What it Means</strong></td></tr><tr><td>Stake</td><td>The more you stake &#x26; the longer you stake, the more credits you earn</td></tr><tr><td>Yield Type</td><td>APY %; Rewards land as USD pegged platform credits, so your compute budget is never whipsawed by the market.</td></tr><tr><td>Dynamic APY</td><td>The yield is fixed at the moment you lock in but can vary for new stakes as market conditions change.</td></tr><tr><td>Reclaimability</td><td>All your $VERTAI is returned at the end of the staking period, or whenever you unlock. </td></tr><tr><td>Zero dilution</td><td>We pay you in platform credits, not new tokens, so circulating $VERTAI isn’t inflated.</td></tr></tbody></table>

Users can choose to unstake their tokens at any time before the lock-up period ends. However, doing so means they forfeit the credit rewards.

#### 3. Affiliate Program with Loyalty Tiers

Vertical’s affiliate program rewards partners who attract new users to the platform. Affiliates earn a commission on the revenue they generate, with the potential to unlock higher commission tiers by locking a minimum amount of $VERTAI.

| **Tiers & $VERTAI Locked**         | **Commission on Referred Spend** |
| ---------------------------------- | -------------------------------- |
| <p>Bronze<br>2,000 – 4,999</p>     | 5%                               |
| <p>Silver</p><p>5,000 – 9,999</p>  | 8%                               |
| <p>Gold<br>10,000 – 19,999</p>     | 12%                              |
| <p>Platinum<br>20,000 – 29,999</p> | 16%                              |
| <p>Diamond<br>30,000+</p>          | 20%                              |

Pay outs will be executed monthly on recurring dates to be decided, in either USD-C or $VERTAI. Tokens supplied will be liquid instantly, with no further vesting. The minimum pay-out will be >20 USD to minimise on-chain gas costs (unpaid balances roll over).

#### 4. Quarterly Token Burn Based on Platform Revenues

Each quarter, 10% of the net profit generated from services paid in $VERTAI will be allocated to token burns. This mechanism permanently reduces the total supply of $VERTAI and is designed to align token supply with platform growth.

Burn transactions are executed on-chain and disclosed transparently. This deflationary policy supports the long-term health of the token economy without distributing profits or creating any claims for token holders.

Burns will continue until a maximum of 25% of total token supply at token generation event (25.000.000 $VERTAI tokens) are burned, or 5 years have passed. This cap is intended to prevent excessive deflation and maintain long-term balance in the token economy. A new token burn mechanism will be designed when either of these conditions are met; whichever comes first.&#x20;

***

> $VERTAI is designed to be a versatile utility token within the Vertical ecosystem and enhances the user experience on the platform.